Before we start trying to save money on the small stuff (coupons, Utility Bills,shopping) maybe we should sort the elephant in the closet first? Elephant what elephant I hear you cry. The big fat elephant that's draining your cash quicker than anything else ... Your credit cards! It's well known that if you don't pay the full balance off your credit card it's going to cost you hundreds of pounds a year but we'd rather spend our time trying to save pennies than stem the major leak. The reasons we should are outlined here Don't Sweat The Small Stuff and if you have credit card debt it might be a good idea to read it :)
